Is Bhc able to estimate the terms and conditions of financing a franchisee might obtain from third parties?

According to Bhc's 2025 Franchise Disclosure Document, Bhc does not offer direct or indirect financing to franchisees. Bhc is also unable to represent whether amounts that a franchisee may pay to third parties are refundable. The document notes that the amount of payments will vary for each franchise and location depending on a number of factors.

This means that prospective Bhc franchisees will need to secure their own financing without any assistance or guarantees from Bhc. Franchisees should carefully review the refund policies of any third parties they engage with, as Bhc cannot provide any assurances about the refundability of those payments. The initial investment can vary based on location and other factors, so franchisees need to plan accordingly.

This is a fairly standard practice in franchising, as franchisors typically do not provide financing but may offer a list of preferred lenders. It is the franchisee's responsibility to research and secure funding from banks, credit unions, or other lending institutions. Franchisees should prepare a detailed business plan and financial projections to present to potential lenders to increase their chances of securing favorable financing terms.