Does the Beyond Juicery Eatery indemnification clause cover liability arising from the operation of the restaurant?
Beyond_Juicery_Eatery Franchise · 2025 FDDAnswer from 2025 FDD Document
regional or territory-specific user names/handles to be maintained by you. You must adhere to the social media policies established by us and you must ensure all of your employees adhere to such policies as well. We reserve the right to require you to remove any post or other content from your personal social media accounts and pages.
10. INSURANCE
- 10.01 At this time, you must obtain insurance that meets the following minimum requirements. You are reminded that the requirement that you meet these minimum standards in no way limits your liability for claims or suits in excess of these limits or claims or suits outside of the scope of the listed coverage:
- A. Comprehensive General Liability Insurance including premises liability, products liability, and contractual liability coverage for bodily injury and property damage, and liquor liability insurance for an amount not less than $1,000,000 per occurrence with $2,000,000 aggregate. Coverage will also extend to cover personal/advertising liability for an amount not less than $1,000,000 per occurrence. You must include Beyond Juicery + Eatery Franchising, LLC at the address listed in this Agreement as an additional named insured to protect us from any liability by reason of ownership, maintenance, or operation by you of your Restaurant.
- B. Owned, Non-Owned and Hired Automobile Liability Insurance for an amount not less than $1,500,000 combined single limit.
- C. Workers' Compensation Insurance as required by law; Employers' Liability Insurance for amounts not less than $500,000 per accident, $500,000 per employee, and $500,000 policy limit.
- D. Umbrella liability coverage in an additional $2,000,000 per occurrence/aggregate. The umbrella coverage must sit over the General Liability, Auto Liability and Employers Liability policies. You must include Beyond Juicery + Eatery Franchising, LLC at the address listed in this Agreement as an additional named insured to protect us from any liability by reason of ownership, maintenance, or operation by you of your Restaurant.
- E. Building, Personal Property, and Leasehold Improvements Insurance if applicable, under an "all risk" property form with replacement costs endorsement in an amount equal to 100% of the values of these items. Your deductible shall be no more than $10,000 per occurrence.
- F. Business Interruption Insurance covering royalty and Marketing Fee
Source: Item 23 — RECEIPTS (FDD pages 60–337)
What This Means (2025 FDD)
Based on the 2025 Franchise Disclosure Document, Beyond Juicery Eatery requires franchisees to obtain and maintain specific insurance coverage to protect both the franchisee and the franchisor from potential liabilities arising from the restaurant's operation. Franchisees must secure Comprehensive General Liability Insurance, including premises, products, and contractual liability coverage, along with liquor liability insurance, for a minimum of $1,000,000 per occurrence and $2,000,000 in aggregate. This coverage extends to personal and advertising liability, also for a minimum of $1,000,000 per occurrence.
Additionally, Beyond Juicery Eatery mandates that franchisees include Beyond Juicery + Eatery Franchising, LLC as an additional named insured on the Comprehensive General Liability Insurance and Umbrella liability coverage. This protects the franchisor from liabilities related to the franchisee's ownership, maintenance, or operation of the restaurant. Furthermore, franchisees must maintain Owned, Non-Owned, and Hired Automobile Liability Insurance of at least $1,500,000 combined single limit, as well as Workers' Compensation Insurance and Employers' Liability Insurance with specific limits.
Beyond Juicery Eatery also requires an umbrella liability coverage of $2,000,000 per occurrence/aggregate, sitting over the General Liability, Auto Liability, and Employers Liability policies. Franchisees must also carry Building, Personal Property, and Leasehold Improvements Insurance, if applicable, under an "all risk" property form with a replacement costs endorsement, covering 100% of the value of these items, with a deductible no more than $10,000 per occurrence. Finally, Business Interruption Insurance must cover royalty and Marketing Fee payments to Beyond Juicery + Eatery Franchising, LLC and earnings on an "actual loss sustained basis" for a minimum of twelve months.