What documentation fee does Beverly Anns Cookie charge for financing, and can this fee be included in the loan?
Beverly_Anns_Cookie Franchise · 2025 FDDAnswer from 2025 FDD Document
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| Security Required | Personal Guaranty of Owner, Partner or Shareholder and pledge of the Franchise(3) |
|---|---|
| Liability Upon Default | Late penalty; acceleration of amounts due; fees(4) |
| Loss of Legal Right On | Waiver of trial by jury and right to interpose any defense, set-off, |
| Default | or counterclaim of any nature or description(5) |
| Fee(s) | $250 Documentation Fee. Amo |
Source: Item 10 — FINANCING (FDD pages 33–37)
What This Means (2025 FDD)
According to Beverly Anns Cookie's 2025 Franchise Disclosure Document, if a franchisee obtains financing through Auxilior Capital Partners, they will be charged a $250 documentation fee. The FDD specifies that this fee can be included in the loan amount. This means that a prospective franchisee does not need to pay this fee out-of-pocket but can instead finance it as part of their overall loan.
This is a benefit to the franchisee as it reduces the initial cash outlay required to start the Beverly Anns Cookie franchise. However, financing the fee means the franchisee will pay interest on that amount over the term of the loan, increasing the total cost of borrowing.
It is important for prospective franchisees to consider this fee and whether to finance it when evaluating their financing options. They should also compare the terms and conditions of financing from Auxilior Capital Partners with those of other lenders, such as Eagle Financial Services or Osgood Bank, to determine the most favorable financing arrangement for their situation. The FDD also mentions that Beverly Anns Cookie may receive trade show sales and marketing support from lenders, which could indirectly benefit franchisees.