What is the amount of the loan fee payable from the loan proceeds for Beverly Anns Cookie?

According to the 2025 Beverly Anns Cookie Franchise Disclosure Document, if a franchisee obtains a loan, they will be subject to a loan fee. Specifically, the FDD states that there is "A(n) Loan fee of $200.00 payable from the loan proceeds." This means that $200 will be deducted from the total loan amount to cover this fee.

This fee is considered nonrefundable, meaning that if the franchisee prepays the loan before its scheduled maturity date, the $200 loan fee will not be returned. This is a standard practice in lending, as the fee covers the lender's administrative costs associated with setting up the loan.

Prospective Beverly Anns Cookie franchisees should factor this $200 loan fee into their initial investment calculations and understand that it is a nonrefundable expense. It is important to review the terms of the loan agreement carefully to understand all associated fees and charges.