When must Ben Jerrys franchisees provide Certificates of Insurance to Ben & Jerry's, and how often thereafter?
Ben_Jerrys Franchise · 2025 FDDAnswer from 2025 FDD Document
- 13.3 Prior to the commencement of any operations under this Agreement, and thereafter on an annual basis, OPERATOR shall deliver to BEN & JERRY'S Certificates of Insurance evidencing the proper types and minimum amounts of coverage. OPERATOR shall also maintain Certificates of Insurance evidencing the proper types and minimum amounts of coverage at the Scoop Shop. All Certificates shall expressly provide that no less than thirty (30) days' prior written notice shall be given to BEN & JERRY'S in the event of material alteration to or cancellation of the coverages evidenced by such Certificates.
Source: Item 22 — CONTRACTS (FDD pages 133–134)
What This Means (2025 FDD)
According to Ben Jerrys's 2025 Franchise Disclosure Document, franchisees must provide Certificates of Insurance to Ben & Jerry's before starting construction or any operations under the Franchise Agreement. These certificates serve as proof that the franchisee has the required insurance coverage in place.
After the initial submission, franchisees are required to deliver updated Certificates of Insurance to Ben & Jerry's on an annual basis. This ensures that the insurance coverage remains current and meets the minimum requirements specified in the Ben & Jerry's manual or as otherwise communicated in writing by Ben & Jerry's.
The Certificates of Insurance must also stipulate that Ben & Jerry's will receive at least thirty days' prior written notice in the event of any material changes or cancellation of the insurance coverage. This allows Ben & Jerry's to take necessary steps to protect its interests if a franchisee's insurance coverage is altered or terminated. Failure to submit these certificates when due can result in Ben & Jerry's terminating the agreement.