Do Beem Light Sauna's affiliates offer financing for establishing a studio?

According to Beem Light Sauna's 2025 Franchise Disclosure Document, neither Beem Light Sauna nor its affiliates offer direct or indirect financing to franchisees for establishing or operating a studio. Additionally, Beem Light Sauna and its affiliates do not guarantee any financial obligations a franchisee may incur, such as promissory notes or leases.

This means that prospective Beem Light Sauna franchisees will need to secure their own financing through third-party lenders or other sources. This is a common practice in the franchise industry, as franchisors often prefer not to be directly involved in franchisee financing to avoid potential conflicts of interest and financial risks.

While Beem Light Sauna does not offer direct financing, Item 7 notes that the estimated initial investment includes costs for an Initial FF&E (furniture, fixtures, and equipment) Package. The estimate assumes that franchisees will finance this package through a third-party vendor via a lease-to-own or similar arrangement. If a franchisee chooses to purchase the Initial FF&E Package outright, the estimated cost ranges from $148,500 to $195,500, payable directly to Beem Light Sauna. Therefore, while direct financing isn't available, the FDD anticipates franchisees will likely need to seek financing for a significant portion of their initial investment.