Who must Beehive Homes franchisees name as additional insureds on their insurance policies?

According to Beehive Homes' 2025 Franchise Disclosure Document, franchisees are required to secure and maintain several types of insurance coverage throughout the term of their Franchise Agreement. These include worker's compensation insurance, commercial general liability/professional liability insurance, and property damage insurance.

Specifically, Beehive Homes mandates that franchisees name certain parties as additional insureds on all required insurance policies. These parties include Beehive Homes itself, its affiliates, and its designees. This requirement ensures that these entities are protected under the franchisee's insurance coverage for liabilities related to the Beehive Homes franchise operation.

This is a fairly standard practice in franchising. By requiring the franchisee to name Beehive Homes and related parties as additional insureds, the franchisor aims to mitigate its own risk and ensure that it has direct recourse to the franchisee's insurance coverage in the event of a claim arising from the franchisee's operations. The insurance policies must also provide that they cannot be canceled without thirty days prior written notice to Beehive Homes and must be issued by companies approved by Beehive Homes.