Who must be named as an additional insured on each liability policy for a Baymont Inn Suites franchise?

According to Baymont Inn Suites's 2025 Franchise Disclosure Document, franchisees are required to maintain specific insurance coverage throughout the term of their franchise agreement. Each liability policy must include as an additional insured the following entities: Baymont Franchise Systems, Inc.; Wyndham Hotels & Resorts, Inc.; Wyndham Hotel Group, LLC; all related entities; and all of their current and former subsidiaries, affiliates, successors, and assigns, as their respective interests may appear.

This requirement ensures that Baymont Inn Suites and its related entities are protected from potential liabilities arising from the operation of the franchised location. It also stipulates that the insurance coverage provided to these additional insured parties must be primary and non-contributory, meaning that Baymont Inn Suites's insurance coverage will be the first to respond to any claims, without requiring contribution from any other insurance policies they may hold.

For a prospective Baymont Inn Suites franchisee, this means understanding and complying with these insurance requirements is crucial. Failure to maintain the required insurance coverage constitutes a material default under the Franchise Agreement and may lead to its termination. Additionally, Baymont Inn Suites has the right, but not the obligation, to procure the necessary insurance on the franchisee's behalf if the franchisee fails to do so, and to charge the franchisee for the cost, along with a reasonable fee for their expenses.