Which state's law governs the First Capital Agreements for Aunt Millies Bakeries?

According to Aunt Millies Bakeries's 2025 Franchise Disclosure Document, the First Capital Agreements are governed by Illinois law. This is outlined in Exhibit M, which is an addendum to the agreements with First Capital Acceptance Corp specifically for the state of Illinois.

For a prospective Aunt Millies Bakeries franchisee, this means that any legal disputes or interpretations regarding the First Capital Agreements will be subject to Illinois state law. This is important because laws vary from state to state, and Illinois law will dictate how these agreements are understood and enforced.

This provision ensures that franchisees operating in Illinois have the protections and rights afforded under Illinois law, particularly in financial agreements. It is common for franchise agreements to specify a governing law, and in this case, it is explicitly stated to be Illinois law for the First Capital Agreements.