factual

For an Aunt Millies Bakeries loan, what is the required use of the loan proceeds?

Aunt_Millies_Bakeries Franchise · 2025 FDD

Answer from 2025 FDD Document

dditions to or of the foregoing; and c) all cash or non-cash proceeds (including insurance proceeds) of the foregoing.

CONSIGNEE/CONSIGNOR NON- UCC FILING This FINANCING STATEMENT is to be filed (for record)(or recorded in the REAL 7. Check to REQUEST REPORTS(S) on Debtor(s) All Debtors Debtor 1 Debtor 2 ESTATE RECORDS Attach addendum (if applicable) (ADDITIONAL FEE) 8. OPTIONAL FILER REFERENCE DATA

Exhibit J(4) Financing Documents with Distribution Services of America, Inc. Loan Proceeds Disbursement Authorization

LOAN PROCEEDS DISBURSEMENT AUTHORIZATION

I, DISTRIBUTOR'S CORPORATE NAME, hereby authorize and acknowledge the
following disbursement of the loan proceeds relative to a certain Promissory Note executed
by me in favor of DISTRIBUTION SERVICES OF AMERICA, INC. (DSA), effective
, 20:
TO PERFECTION BAKERIES, INC., d/b/a AUNT MILLIE'S
DOWN PAYMENT - $X,XXX.00
ROUTE PURCHASE PRICE
TO DISTRIBUTION SERVICES OF AMERICA, INC.

Source: Item 23 — RECEIPT (FDD pages 44–196)

What This Means (2025 FDD)

According to the 2025 FDD, the loan proceeds for an Aunt Millie's Bakeries distributorship are primarily used for two purposes: a down payment for the route purchase price paid to Perfection Bakeries, Inc., and to cover the loan administration fee paid to Distribution Services of America, Inc. The exact amounts for these categories are not specified in the provided documentation but are represented by placeholders such as '$X,XXX.00'.

Specifically, the receipt outlines the disbursement of loan proceeds related to a promissory note executed by the distributor in favor of Distribution Services of America, Inc. A portion of the loan is allocated as a down payment for the route purchase price, indicating that franchisees are acquiring established distribution routes as part of their investment. Additionally, a fixed amount of $400.00 is designated for the loan administration fee, which covers the costs associated with setting up and managing the loan.

Prospective Aunt Millie's Bakeries franchisees should note that the actual amounts required for the down payment and the total loan will vary. It is crucial to obtain specific figures from the franchisor during the due diligence process to understand the full financial commitment. Understanding the terms of the promissory note and the loan agreement is essential for managing the financial obligations of the franchise.

Disclaimer: This information is extracted from the 2025 Franchise Disclosure Document and is provided for research purposes only. It does not constitute legal or financial advice. Consult with a franchise attorney before making any investment decisions.