Where can I find information regarding the fees I must pay to Aunt Millies Bakeries?

[Item 6: OTHER FEES]

¹ All fees are uniformly imposed by and are payable to Aunt Millie's Bakeries. All fees are nonrefundable. All fees apply to each of the franchises offered unless so noted.

There are no other recurring or isolated fees that you must pay to Aunt Millie's Bakeries or its Affiliates.

² If you participate in optional programs offered by third parties (who are not our affiliates), we may at our option collect the payments you must make to the third parties, and remit them to the third parties on your behalf. The optional programs include financing by Distribution Services of America, Inc. ("DSA"), vehicle lease payments to certain companies from whom you lease your vehicle, DSA tax and accounting services, and Allstate Insurance for your insurance coverage. [Item 10: FINANCING]

• 1. Late Charges. If First Capital has not received the full amount of any monthly payment by the end of 15 calendar days after the due date, First Capital will charge a late charge fee in the amount of 5% of the overdue monthly payment (Promissory Note, §7.a.).
• 1. Closing Fees. At closing, you must pay 1/2% of the loan amount as an origination fee plus $350 as a loan fee. Both of these fees may be financed.

If you enter into a financing agreement with First Capital, you will authorize us to deduct, from any sums owed to you as a result of the weekly settlement of your account, an amount sufficient to meet your monthly loan payment. We will also deduct an amount sufficient to pay, on a monthly basis, your insurance premium (if purchased through the program made available by Allstate Insurance or by Christine & Mullen Insurance Group, a third party vendor). We will forward these monthly payments directly to First Capital and insurance company in a timely manner. See Purchase of Receivables included as Exhibit B(4) to this Franchise Disclosure Document.

Supplemental Optional Financing from Distribution Services of America, Inc. (Independent of First Capital, Perfection Distribution LLC, and Aunt Millie's Bakeries)

Completely independent of Aunt Millie's Bakeries, we have made arrangements through a third party unrelated to Aunt Millie's Bakeries, Distribution Services of America, Inc. ("DSA") to offer financing covering the remaining 10% of the initial franchise fee. This financing is optional and Aunt Millie's Bakeries does not arrange, endorse, or guarantee it in any way. The terms of the loan are summarized below. References to agreements and sections (i.e., DSA Promissory Note, §1) relate to the DSA Financing Documents included for your convenience and referenced as Exhibit J to this Franchise Disclosure Document.

[Item 7: ESTIMATED INITIAL INVESTMENT]

¹ The amount of the initial franchise fee will be determined by us and will depend on the historical sales volume for the Sales Area covered by the franchise.

² We will offer you the use of a hand-held computer system, compatible with our system. The weekly use rate for the hand-held computer system, including maintenance, is currently $30. In addition, we charge you $5 a week for printer paper and ribbons that are compatible with the hand-held computer. This fee is not refundable.

³ We will charge you sales and use taxes on the computer use and computer supplies. The amount of taxes will vary by state. We estimate they will be between $2 and $3 per week.

[Item 23: RECEIPT]

• §7.5 PAYMENT OF FEE: In the event of a sale or transfer by DISTRIBUTOR, or by AUNT MILLIE'S for the account of DISTRIBUTOR, of all or any portion of the Distribution Rights, DISTRIBUTOR shall pay a Transfer Fee to AUNT MILLIE'S in an amount equal to TWO PERCENT (2%) of the sales price, in full consideration for the administrative activities undertaken by AUNT MILLIE'S in connection therewith.

SCHEDULE "C"

Independent Operator Special Charge Schedule

Special Delivery Fee: $60 per hour, when personnel and truck are available

(Special Deliveries made by Company, instances where customer demands product and I.O. cannot or will not

make the delivery)

Truck Drop Shipment Fee: $30 per hour

Short-Term Company Route Relief Fee: $275 per day, when personnel available

Settlement Inventory Report Failure:

$300 per occurrence (for Quarterly Inventory Settlement

Only)

Special and/or Short-Term Merchandising Fee:

$40 per hour, when personnel available

(When Company personnel is needed to help merchandise at an I.O.'s request, or in instance where customer demands merchandising and I.O. cannot or will not provide service)

Replacement Statements: $1.50 each with a $5.00 minimum charge, not to exceed an aggregate of $65.00 per calendar year

Unfinalized Invoice Fee:

$130 per occurrence

(Applicable only when an I.O. fails to finalize an invoice leading to one or more invoices being automatically voided)

Source: Item 9 — FRANCHISEE'S OBLIGATIONS (FDD pages 19–20)