What is the minimum general liability insurance in the aggregate that an Augusta Lawn Care franchisee must maintain?

According to Augusta Lawn Care's 2025 Franchise Disclosure Document, franchisees must maintain certain minimum insurance coverage. Specifically, the general liability insurance must be at least $500,000 per occurrence and $1,000,000 in the aggregate. This insurance coverage is a requirement that franchisees must meet before opening their Augusta Lawn Care business.

Maintaining adequate insurance is a standard requirement in franchising to protect both the franchisee and the franchisor from potential liabilities. The franchisor, Augusta Franchise LLC, its affiliates, and its members must be named as additional insureds under the franchisee's insurance policy. This protects the franchisor from liabilities arising from the franchisee's operations.

Augusta Lawn Care can periodically change the required amounts of coverage or require different or additional kinds of insurance. These changes can reflect inflation, new risks, changes in law, higher damage awards, or other relevant changes in circumstances, provided these changes apply to all Augusta Lawn Care businesses. Franchisees must provide copies of all insurance policies and proof of payment to Augusta Lawn Care upon request and send current certificates of insurance and copies of all insurance policies annually.