Am I responsible for obtaining and maintaining insurance coverage for my Augusta Lawn Care franchise?
Augusta_Lawn_Care Franchise · 2025 FDDAnswer from 2025 FDD Document
t-up charges.
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- You must obtain and maintain, at your own expense, the insurance coverage we require and satisfy other insurance-related obligations. The amounts listed in this table reflect our estimate of basic insurance for your first month of operation, and is based upon the experience of our
Affiliated Entity. Additional information regarding insurance needs, including coverage limits, can be found in Item 8 to this Franchise Disclosure Document.
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- You must purchase certain initial equipment as we require in the Manual or otherwise in writing, including Truck racking, truck decals and logos, uniforms, and other optional marketing material. This estimate does not include transportation or set-up charges.
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- You must obtain state and local licenses and business licenses.
Source: Item 7 — ESTIMATED INITIAL INVESTMENT (FDD pages 15–17)
What This Means (2025 FDD)
According to Augusta Lawn Care's 2025 Franchise Disclosure Document, franchisees are indeed responsible for securing and maintaining their own insurance coverage. Item 7 outlines the estimated initial investment, which includes costs for insurance deposits and premiums. The FDD states that franchisees must obtain and maintain the required insurance coverage at their own expense.
The estimated cost for the first three months of insurance coverage is between $200 and $1,000, payable to third-party insurance providers as incurred. Item 7 also notes that additional information regarding insurance needs, including coverage limits, can be found in Item 8 of the Franchise Disclosure Document.
This requirement is standard in franchising, as it ensures that each franchise location has adequate protection against potential liabilities. Prospective Augusta Lawn Care franchisees should carefully review Item 8 to understand the specific types and amounts of insurance coverage required by Augusta Lawn Care. Budgeting for these insurance costs is crucial when planning the initial investment and ongoing operational expenses of the franchise.