According to Aplus's 2024 Franchise Disclosure Document, for franchise locations situated on turnpikes, the franchisee is required to include both the applicable Turnpike Authority and the Concessionaire as additional insureds and loss payees on all insurance policies. This requirement ensures that these entities are protected under the franchisee's insurance coverage, providing them with financial security in the event of a claim or loss.

In addition to the Turnpike Authority and Concessionaire, Sunoco must also be included as an additional insured and loss payee on all insurance policies, regardless of location type. This dual requirement highlights the importance Aplus places on risk management and ensuring all stakeholders have adequate protection.

For a prospective Aplus franchisee, this means higher insurance costs due to the increased coverage. It is important to factor in these costs when evaluating the financial feasibility of opening an Aplus franchise, especially at a turnpike location. Franchisees should consult with insurance professionals to obtain appropriate coverage and understand the implications of including these entities on their policies.