Under what condition might the banking fees for Anago be higher than 4.75% per transaction?

Question

Accepted Answer

| Type of Fee1                              | Amount                                                                                                                                                                                        | Due Date2                                                                                                                                                     | Remarks                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|-------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Client Bid Schedule Deficiency Fee5 | \$150 for each client bid below the required minimum that you failed to conduct.                                                                                               | In January of each year based on the prior 12-month averages or, at our option, in January and July, based on the prior 6-month averages | Due only if you fail to schedule and conduct the minimum number of marketing appointments with prospective cleaning clients that result in a bid for service (each a "Client Bid")                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
| Banking Fees                              | Credit card charges of 4.75% per transaction unless our cost to provide you this service is greater, in which case you will be required to pay the higher cost. | Monthly                                                                                                                                                       | If you choose to utilize our credit card processing services, you will pay us the per transaction fee. This fee may exceed the amount actually charged to us by the banking institution, which may vary as determined solely by such banking institution.                                                                                                                                                                                                                                                                                                                                                                                                      |

Source: Item 6 — OTHER FEES (FDD pages 12–19)

Under what condition might the banking fees for Anago be higher than 4.75% per transaction?

Answer from 2025 FDD Document

What This Means (2025 FDD)

Type of Fee1	Amount	Due Date2	Remarks
Client Bid Schedule Deficiency Fee5	$150 for each client bid below the required minimum that you failed to conduct.	In January of each year based on the prior 12-month averages or, at our option, in January and July, based on the prior 6-month averages	Due only if you fail to schedule and conduct the minimum number of marketing appointments with prospective cleaning clients that result in a bid for service (each a "Client Bid")
Banking Fees	Credit card charges of 4.75% per transaction unless our cost to provide you this service is greater, in which case you will be required to pay the higher cost.	Monthly	If you choose to utilize our credit card processing services, you will pay us the per transaction fee. This fee may exceed the amount actually charged to us by the banking institution, which may vary as determined solely by such banking institution.