How is the Anago Subfranchisor charged for the Anago National Insurance program?
Anago Franchise · 2025 FDDAnswer from 2025 FDD Document
isor for that coverage. Subfranchisor agrees that it shall be solely responsible to monitor the Unit Franchisee compliance with the insurance requirements and will forward any and all proof of coverage to Franchisor at its request.
- (e) The Anago National Insurance program is provided to the Subfranchisor at a charge of the actual cost to maintain the insurance policy (Insurance Premium), which shall be paid to Franchisor or its designee. The plans will be subject to change, modification, and/or cancellation. Future changes in premiums, coverages and other changes will be set forth in the Manuals or in writing by Franchisor.
Section 3.8 - Confidentiality
Subfranchisor shall not, during the Term of this Agreement or thereafter, either directly or indirectly, use, divulge, disclose or communicate to any person, legal entity, association or firm, any Confidential Information, knowledge, know-how or information of any kind concerning any matters affecting the business of Franchisor or its Affiliates, which may be communicated to Subfranchisor or of which Subfranchisor may be apprised by virtue of its operation under this Agreement, including the terms of this Agreement, the terms of any other agreement between Franchisor and its employees or its other Subfranchisors and Unit Franchisees, or any Franchisee lists, compilations or profiles or the name of any Franchisee, without regard to whether the information would be deemed confidential or material.
Source: Item 23 — RECEIPTS (FDD pages 62–298)
What This Means (2025 FDD)
According to Anago's 2025 Franchise Disclosure Document, the Anago National Insurance program is provided to the Subfranchisor at the actual cost to maintain the insurance policy, referred to as the Insurance Premium. This premium is paid either to Anago or its designee.
It is important to note that the insurance plans are subject to change, modification, and/or cancellation. Any future changes in premiums, coverages, and other changes will be detailed in the Anago manuals or in writing by Anago.
Furthermore, if a Subfranchisor fails to maintain the required insurance coverage or provide satisfactory evidence of insurance, Anago has the option to procure insurance coverage for the Subfranchisor. In this case, the Subfranchisor will be responsible for paying Anago on demand for the premiums and expenses incurred in obtaining the insurance. Anago also has the option to obtain insurance for any Unit Franchisees that do not produce proof of coverage and charge the Subfranchisor for that coverage. The Subfranchisor is responsible for monitoring the Unit Franchisee's compliance with insurance requirements and forwarding proof of coverage to Anago upon request.