Is Anago's right to indemnity affected by any joint or concurrent liability imposed on Anago by law regarding the Anago franchise?

According to Anago's 2025 Franchise Disclosure Document, Anago's right to indemnity is valid regardless of any joint or concurrent liability that may be imposed on them by law. As a franchisee, you are responsible for losses or damages resulting from contractual liabilities to third parties related to the operation of your Anago Unit Franchise. This includes claims for property damage, injury, illness, or death resulting from your actions.

You must indemnify Anago from all costs, losses, and damages, including attorney's fees, arising from claims by third parties related to your franchise operation or your breach of the agreement. This obligation exists unless the claim is caused by Anago's gross negligence or intentional misconduct. You are also required to defend, indemnify, and hold Anago and AFI harmless from any claims asserting that they are the employer or joint employer of you or your employees.

Anago will notify you of any claims, and you have the opportunity to assume the defense of the matter. If you fail to do so, Anago may defend the action as they deem appropriate, and you will be responsible for all costs, including attorney's fees, incurred in the defense, in addition to any settlement or judgment against Anago. This right to indemnity is valid regardless of any joint or concurrent liability imposed on Anago by law.