What are the payment terms for the Anago C-Fee if the Gross Monthly Billing is between $2,001 and $3,000?

According to Anago's 2025 Franchise Disclosure Document, the payment terms for the C-Fee (a non-refundable fee for additional accounts) depend on the Gross Monthly Billing of the account. For accounts with Gross Monthly Billing between $2,001 and $3,000, Anago requires a down payment of 20% upon assumption of the account. The remaining balance can be paid in either 11 or 17 equal monthly installments, with interest accruing at a rate of 14% per year.

This financing option provides flexibility for new Anago franchisees, allowing them to manage their initial investment by spreading the C-Fee payments over a period of time. However, the 14% interest rate will increase the total cost of the C-Fee over time. Franchisees should carefully consider their cash flow and financial situation when deciding whether to finance the C-Fee or pay it upfront.

Anago also stipulates that if a client contract is not renewed after 12 months and the C-Fee was financed for 17 months, the remaining balance becomes immediately due. This condition creates a risk for the franchisee, as an early termination of the client contract could result in an unexpected financial obligation. Franchisees should assess the stability and reliability of the client contracts associated with the additional accounts to mitigate this risk.

It's important to note that Anago may increase the C-Fee to 5.0 times the Gross Monthly Billing of additional Accounts with a 30-day notice. This potential increase could significantly impact the cost of acquiring new accounts and should be factored into the franchisee's financial planning. Franchisees should maintain open communication with Anago to stay informed about any changes to the C-Fee structure.