What is the cost to the Anago subfranchisor for the Anago National Insurance program?

According to Anago's 2025 Franchise Disclosure Document, the Anago National Insurance program is provided to the subfranchisor at the actual cost to maintain the insurance policy, referred to as the Insurance Premium. This premium is paid to Anago or its designee.

The insurance plans are subject to change, modification, and/or cancellation. Any future changes in premiums, coverages, and other modifications will be detailed in the Anago manuals or in writing by Anago.

Subfranchisors are required to secure insurance coverage through the Anago National Insurance program for the entire term of the agreement. This ensures that both the subfranchisor and Anago are protected against potential liabilities and claims arising from the subfranchisor's operations. Subfranchisors must also ensure that their unit franchisees obtain the required insurance coverage, protecting both Anago and the subfranchisor from claims related to the unit franchise operations. Anago retains the option to obtain insurance for unit franchisees who do not provide proof of coverage, charging the subfranchisor for this coverage. The subfranchisor is responsible for monitoring the unit franchisee's compliance with insurance requirements and forwarding proof of coverage to Anago upon request.