Are Alloy's financial statements attached to the disclosure document?

does not reduce or eliminate your requirement to pay the

Brand Development Fee. For the fiscal year ended December 31, 2024, we collected $221,972 in Allowances, which was 5.48% of our overall revenue of $4,048,688, as reported in our audited financial statements included as Exhibit G to this Disclosure Document.

We reserve the right to review any lease, sublease or purchase agreement for the approved site before you sign it. At our request, you and your landlord must sign our form of Lease Addendum, attached as an appendix to the Franchise Agreement.

Any marketing materials that you have had prepared for you, or that we have not approved within the most recent 12-month period, and that you wish to use to promote your Facility must be submitted to us for our approval before the materials may be used. You may not use any marketing materials that we have not approved.

You must obtain, before beginning any operations under the Franchise Agreement, and must maintain in full force and effect at all times during the term of the Franchise Agreement, at your own expense, an insurance policy or policies protecting you, us, our affiliates, and our respective officers, directors, partners, and employees. The policies must provide protection against any demand or claim relating to personal and bodily injury, death, or property damage, or any liability arising from your operation of the Facility. All policies must be written by a responsible carrier or carriers that we determine to be acceptable and that are rated at least "A-" with A.M. Best Company and must provide at least the types and minimum amounts of coverage specified in the Franchise Agreement or otherwise in the Manual. Additionally, we may designate one or more insurance companies as the insurance carrier(s) for Alloy Facilities. If we do so, we may require that you obtain your insurance through the designated carrier(s).

You must purchase and maintain in full force and effect, at your expense and from a company we accept, insurance that insures both you and us, our affiliates and any other persons we designate by name. You must submit a Certificate of Insurance to us each year. The insurance policy or policies must be written in accordance with the standards and specifications (including minimum coverage amounts) set forth in writing by us from time to time, and, at a minimum, must include the following (except as different coverages and policy limits may be specified for all franchisees from time to time in writing): (i) "special" causes of loss coverage forms (sometimes called "All Risk Coverage" or "All Peril Coverage") on the Facility, facility improvements and all furniture, fixtures, equipment, supplies and other property used in the operation of the Facility, for full repair and replacement value, except that an appropriate deductible clause is permitted; (ii) business interruption insurance covering a minimum of 12 months loss of income, including coverage for our Royalty Fees (for example, in the event of a fire or destruction of the premises, the insurance must cover our average royalty payments (based on the previous 12-month timeframe, or if a shorter timeframe, the total operating timeframe for the facility) during the rebuilding process); (iii) comprehensive general liability insurance in the amount of $1,000,000 per occurrence and $2,000,000 aggregate; (iv) personal and advertising injury insurance with minimum limits of $2,000,000 per occurrence; (v) fire damage coverage in an amount sufficient to cover the replacement costs of the Facility equipment, improvements and betterments; (vi) medical expense coverage in the amount of $10,000 to $25,000;

Source: Item 21 — FINANCIAL STATEMENTS (FDD page 69)