Does All Team guarantee any note, lease, or other obligations of its franchisees?

According to All Team's 2025 Franchise Disclosure Document, All Team does not offer direct or indirect financing, except for temporary payroll funding under specific conditions. The FDD clearly states that All Team does not guarantee any note, lease, or other obligations of its franchisees. This means that franchisees are solely responsible for securing their own financing and fulfilling their financial obligations, such as leases or loans, without any guarantee from All Team.

This lack of guarantee is a standard practice in many franchise systems, as the franchisee is an independent business owner. Franchisees should be prepared to provide their own financial backing and creditworthiness when seeking funding for their All Team business. This may involve securing loans from banks or other financial institutions, and the terms of those loans will be based on the franchisee's individual financial profile.

While All Team does not guarantee franchisee obligations, it does offer a payroll funding program. This program is available at All Team's discretion, based on the availability of funds from their lending institutions and the franchisee's creditworthiness. If approved, the franchisee will sign a Funding Agreement, which has a 3-year term that automatically renews for additional 1-year terms. This funding involves All Team purchasing the franchisee's customer invoices each week, minus a Deferred Share, which is currently 20% of the Accounts Receivables. The franchisee receives 80% of the Accounts Receivables less certain fees and deductions. This payroll funding program could be beneficial for franchisees needing assistance with managing their initial payroll expenses.