What is the All Team franchisee's responsibility regarding the cost of worker's compensation insurance premiums?
All_Team Franchise · 2025 FDDAnswer from 2025 FDD Document
USER shall make all required reports in a timely manner to the appropriate agencies or entities all worker's compensation insurance premiums with respect to USER's temporary employees to whom Wages have been paid.
All such reports shall be prepared and the cost of the premiums are to be borne by USER.
USER shall provide prompt written notice to ATFC at any time that required worker's compensation insurance coverage is not in effect.
Source: Item 23 — RECEIPT (FDD pages 34–161)
What This Means (2025 FDD)
According to All Team's 2025 Franchise Disclosure Document, the franchisee, referred to as "USER" in the document, is responsible for the costs associated with worker's compensation insurance premiums for their temporary employees. The franchisee must prepare all necessary reports related to these premiums and submit them to the appropriate agencies or entities in a timely manner.
This means that as an All Team franchisee, you will need to budget for and manage the expenses related to worker's compensation insurance for your temporary staff. This includes not only the premiums themselves but also the administrative tasks of preparing and submitting the required reports. Additionally, the franchisee is required to provide prompt written notice to All Team if the required worker's compensation insurance coverage is not in effect.
This requirement ensures that All Team franchisees maintain adequate insurance coverage to protect their employees and comply with all applicable laws and regulations. Failure to comply with these requirements could result in legal and financial repercussions for the franchisee. Therefore, it is crucial for prospective franchisees to understand and plan for these costs when evaluating the All Team franchise opportunity.