What form must the additional insured coverage be provided on for All Dogs Unleashed franchisees?
All_Dogs_Unleashed Franchise · 2025 FDDAnswer from 2025 FDD Document
- 11.2.2. Such policy or policies shall: (a) be written by insurer(s) licensed and admitted to write coverage in the state in which the Franchised Business is located and with a rating of "A" or better as set forth in the most recent edition of Best's Key Rating Guide; (b) name Franchisor and its Affiliates, and their respective officers, shareholders, directors, managers, members, agents, and employees as additional named insureds on a primary non-contributory basis, (c) the additional insured coverage must be provided on an Additional Insured Grantor of Franchise Endorsement per form CG2029 (or an endorsement form with comparable wording acceptable to Franchisor); and (d) comply with Franchisor's written requirements at the time such policies are obtained, and provide at least the types and minimum amounts of coverage specified in the Manuals.
Source: Item 23 — RECEIPTS (FDD pages 49–158)
What This Means (2025 FDD)
According to the 2025 All Dogs Unleashed Franchise Disclosure Document, franchisees must ensure that additional insured coverage is provided via a specific endorsement form. This form must be either the Additional Insured Grantor of Franchise Endorsement form CG2029 or an endorsement form with comparable wording that is acceptable to All Dogs Unleashed.
This requirement ensures that All Dogs Unleashed and its affiliates are protected under the franchisee's insurance policies, minimizing potential liabilities for the franchisor. By specifying a particular form (CG2029) or requiring comparable wording, All Dogs Unleashed maintains control over the scope and nature of the coverage provided. This standardization helps to ensure consistent protection across all franchise locations and reduces the risk of inadequate coverage.
For a prospective All Dogs Unleashed franchisee, this means they will need to work closely with their insurance provider to obtain the correct endorsement form and confirm that it meets the franchisor's requirements. Failure to comply with this insurance obligation could result in a breach of the franchise agreement and potential penalties. Franchisees should also be aware that All Dogs Unleashed may modify the minimum coverage requirements, potentially increasing the financial burden of insurance over time.