What is the deadline for All Dogs Unleashed franchisees to deliver certificates of insurance before the expiration of any policy?
All_Dogs_Unleashed Franchise · 2025 FDDAnswer from 2025 FDD Document
At least 10 days before you are required to carry insurance, and after that at least 30 days before the expiration of any policy, you must deliver to us certificates of insurance evidencing the proper types and minimum amounts of required coverage, and evidence of the additional insured and waiver requirements. If you fail to maintain the required insurance, we or our designee may (among other remedies) obtain the insurance for you and charge and demand reimbursement of the premium costs, plus an administrative charge not to exceed 15% of the premium amount as reimbursement for services in acquiring the insurance. We may periodically increase the types and amounts of required insurance coverage or otherwise modify our insurance requirements at any time.
Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 16–18)
What This Means (2025 FDD)
According to All Dogs Unleashed's 2025 Franchise Disclosure Document, franchisees must provide certificates of insurance at least 30 days before their current policy expires. This requirement ensures that All Dogs Unleashed has ample time to verify that the franchisee maintains continuous and adequate insurance coverage.
Specifically, franchisees must initially provide these certificates at least 10 days before they are required to carry insurance. After this initial submission, the 30-day advance notice before policy expiration becomes the standard deadline. This allows All Dogs Unleashed to confirm that the franchisee's insurance policies meet the franchisor's requirements, including the types and minimum amounts of coverage, as well as the additional insured and waiver requirements.
Failure to comply with these insurance requirements can result in All Dogs Unleashed obtaining the necessary insurance on behalf of the franchisee. In such cases, the franchisee will be charged for the premium costs, along with an administrative fee not exceeding 15% of the premium amount. All Dogs Unleashed also retains the right to modify the required insurance coverage types and amounts at any time, meaning franchisees need to stay informed of any changes to these requirements.
This insurance requirement is a common practice in franchising, designed to protect both the franchisee and the franchisor from potential liabilities. By ensuring franchisees maintain adequate insurance, All Dogs Unleashed mitigates risks associated with property damage, liability claims, and other unforeseen events, safeguarding the brand's reputation and the financial interests of all parties involved.