What is the minimum aggregate limit insurance coverage required for an All County franchise?
All_County Franchise · 2025 FDDAnswer from 2025 FDD Document
, property/casualty insurance, and workers' compensation. You will be required to maintain
insurance with the following minimum coverage levels: $500,000 general liability per occurrence, $1,000,000 aggregate limit, $500,000 professional liability (Errors and Omissions), workers' compensation as the law requires, $500,000 vehicle liability for noncompany owned automobiles and business interruption covering loss of income, extra expenses, crime a
Source: Item 7 — Estimated Initial Investment (FDD pages 12–16)
What This Means (2025 FDD)
According to All County's 2025 Franchise Disclosure Document, franchisees must maintain certain minimum insurance coverage levels. Specifically, All County requires its franchisees to have a minimum aggregate limit of $1,000,000 for general liability insurance.
In addition to the aggregate limit, All County also mandates other insurance coverage, including $500,000 general liability per occurrence and $500,000 professional liability (Errors and Omissions). Franchisees must also carry workers' compensation insurance as required by law and $500,000 vehicle liability for non-company owned automobiles. Furthermore, business interruption insurance covering loss of income, extra expenses, crime, and fraud is required.
All insurance policies must name All County as an additional insured. The estimated initial cost for this insurance coverage ranges from $2,500 to $3,500, payable prior to commencing operations. This cost covers the first year's premium, and franchisees should factor in ongoing insurance expenses as part of their operating costs.