What agreements, insurance policies, permits, licenses, and certifications are required by All County before opening?
All_County Franchise · 2025 FDDAnswer from 2025 FDD Document
Prior to opening the Business you must comply with the pre-opening requirements set forth in the "Operations Manual" and other guidelines that we prescribe. You agree not to open the Business until:
- 11.5. We have been furnished with copies of all agreements and insurance policies required by this Agreement, or such other evidence of insurance coverage and payment of premiums as we request or accept; and
- 11.6. You have obtained and we have been furnished with copies of all required agreements and permits, licenses, and certifications for operating the Business and the Location is in compliance with all laws, rules and regulations.
Our Methods of Operation minimum requirements for insurance coverage levels are: $500,000 general liability per occurrence with a $1,000,000 aggregate limit, $500,000 professional liability (Errors and Omissions), worker's compensation as the law requires, $500,000 vehicle liability for non-company owned automobiles and business interruption covering loss of income, extra expenses, crime and fraud, all policies naming us as an additional insured.
Source: Item 23 — Receipts (FDD pages 43–157)
What This Means (2025 FDD)
According to All County's 2025 Franchise Disclosure Document, prior to opening their business, franchisees must furnish copies of all required agreements, insurance policies, permits, licenses, and certifications. Specifically, All County requires copies of all agreements and insurance policies required by the Franchise Agreement, or other evidence of insurance coverage and payment of premiums. Additionally, franchisees must obtain and furnish copies of all required agreements, permits, licenses, and certifications for operating the business, ensuring the location complies with all applicable laws, rules, and regulations.
All County also specifies minimum requirements for insurance coverage levels. These include $500,000 general liability per occurrence with a $1,000,000 aggregate limit, $500,000 professional liability (Errors and Omissions), worker's compensation as the law requires, $500,000 vehicle liability for non-company owned automobiles and business interruption covering loss of income, extra expenses, crime and fraud. All policies must name All County as an additional insured.
In practice, this means a prospective All County franchisee needs to budget not only for the costs of permits, licenses, and certifications, but also for significant insurance coverage. Failing to meet these pre-opening requirements will prevent the franchisee from opening their business. Furthermore, maintaining these requirements is essential for the continued operation of the franchise, as failure to do so could result in a breach of the franchise agreement.