Besides the franchisor, who else must Aira Fitness franchisees name as additional insured on their insurance policies?

According to Aira Fitness's 2025 Franchise Disclosure Document, franchisees are required to secure specific insurance coverage and name certain parties as additional insured on those policies. In addition to Aira Fitness itself, franchisees must name anyone else that Aira Fitness designates with an insurable interest as an additional insured.

This requirement means that Aira Fitness has the right to specify other individuals or entities who should be protected by the franchisee's insurance policies. This could include landlords, equipment lessors, or other parties with a legitimate financial interest in the Aira Fitness business. The insurance policies must also include a waiver of subrogation in favor of each additional named insured, which prevents the insurance company from pursuing claims against those parties.

It is important for prospective Aira Fitness franchisees to understand this requirement and factor in the potential costs of adding additional insured parties to their insurance policies. Franchisees should discuss with Aira Fitness who else they will need to name as additional insured to fully understand the scope of this obligation and its potential impact on their insurance expenses. This is a fairly standard practice in franchising, as it protects the franchisor and other involved parties from potential liabilities related to the franchisee's operations.