Is plate glass insurance always required for an Afuri Ramen Dumpling franchise?

According to Afuri Ramen Dumpling's 2024 Franchise Disclosure Document, plate glass insurance is not always required. The FDD states that franchisees must obtain and maintain minimum insurance coverage, including "(e) plate glass insurance (if applicable);" This indicates that the necessity of plate glass insurance depends on specific circumstances.

This contingency suggests that whether or not plate glass insurance is required for an Afuri Ramen Dumpling franchise depends on factors such as the location of the restaurant, the terms of the lease, and other specific conditions. For example, if the storefront does not have plate glass windows, this coverage would not be applicable.

Prospective Afuri Ramen Dumpling franchisees should clarify with the franchisor under what circumstances plate glass insurance is required. Franchisees should also consult with an insurance professional to determine the appropriate level of coverage for their specific location and business needs, taking into account both the franchisor's requirements and any additional risks associated with their particular situation.