If applicable, is plate glass insurance required for an Afuri Ramen Dumpling franchise?

According to the 2024 Afuri Ramen Dumpling Franchise Disclosure Document, plate glass insurance is required 'if applicable'. This means that whether or not you need to carry this specific type of insurance depends on your particular circumstances as an Afuri Ramen Dumpling franchisee.

Specifically, the FDD states that franchisees must maintain worker's compensation and employer's liability insurance, plate glass insurance (if applicable), blanket employee dishonesty coverage with minimum limits of not less than $50,000, business automobile liability insurance with limits of not less than $1,000,000 per occurrence, and other types of insurance.

It is important for prospective Afuri Ramen Dumpling franchisees to discuss insurance requirements with the franchisor and their own insurance advisors to determine if plate glass insurance is necessary for their specific location and business operations. Factors that might influence the applicability of this insurance include the presence of large glass windows or displays in the restaurant and local regulations.